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Empowering Roma Entrepreneurs Across Europe

We bridge the financial gap by enabling access to inclusive funding for Roma-owned businesses.

OUR PARTNERS

Institutional & Strategic Investors

What is REDI Fund

REDI supports Microfinance Institutions with capital and expertise to fund under-served Roma communities.

Our vision is a thriving Europe where Roma entrepreneurs drive innovation, financial independence, and growth of their businesses.

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Systemic barriers to Roma financial inclusion

Roma entrepreneurs face systemic financial exclusion, with 80% of Roma in the EU at risk of poverty and unemployment rates exceeding 60% in some regions.

Traditional lenders perceive Roma borrowers as high-risk, limiting access to affordable credit.

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The opportunity

3.5 million young, educated and skilled Roma can become the engine of the European economy.

REDI has a proven track record of investing in Roma success, ensuring financial inclusion and strengthening Europe’s economic future.

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Our solution

Flexible funds at competitive rates for microfinance providers in countries with high Roma concentration, open to formal and informal Roma entrepreneurs.

We provide loans of up to EUR 1.5 million for up to 60 months at both fixed and variable rates.

Metrics

Our Growing Impact

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Entrepreneurs supported
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Country covered
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Deployed in loans
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%
Women-led businesses
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Trained Roma entrepreneurs
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Informal businesses

BUILDING ROMA COMMUNITIES,
ONE BUSINESS AT A TIME

Partners MFI's

HOW IT WORKS

Technical Assistance

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Up to date market intelligence (database) on Roma communities and SMEs.
Up to date market intelligence (database) on Roma communities and SMEs.
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Financial education (capacity building workshops and business clubs).
Financial education (capacity building workshops and business clubs).
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Awareness raising in Roma communities about these financing opportunities.
Awareness raising in Roma communities about these financing opportunities.
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Trained loan officers to assist the loan processes.
REDI’s TA services result in ‎ 20% COST SAVING‎ ‎ to the microfinance providers, enabling them to finance Roma SME’s that other providers do not.
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SUCCESS STORIES

ROMEO BACIU

We bridge the financial gap by enabling access to inclusive funding for Roma-owned businesses “

MARIUS LEORINZ

Most of our clients are international and we sell and restore cellos, violins and violas. We used a loan to expand the workshop so we can increase production “

ALIN COSERARIU

We want to continue to invest in new technologies and buy more land to expand the cattle farm “

REDI Management

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Contact
Bogdan Merfea
EXECUTIVE DIRECTOR

Bogdan has 25+ years of experience in banking and microfinance in Romania and Kosovo. He is the Chairman of Patria Credit and a Board Member of Patria Bank in Romania. His previous experiences includes being the CEO of Patria Credit and prior to that the CEO at Raiffeisen Bank Kosovo.

bogdan@redi-fund.eu

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Contact
Tudor hanea
FUND MANAGER

Tudor has 15 years of experience in investment banking and fund of funds in London, most recently at the European Bank for Reconstruction and Development. He is a UK Chartered Accountant and ILPA member and has a degree in economics from University College London.

tudor@redi-fund.eu

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Contact
Marius Cristea
Financial Director
Marius has 13 years of experience in the NGO sector and 3 years of banking experience. He has a degree in Financial Management and Sustainable Growth from University of Trieste, Italy.
 
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Contact
Maria Ionescu
Program director

Maria has 20+ years of experience in the NGO sector and is an experienced program director and project manager specialized in grant coordination, youth empowerment, and community development, with extensive expertise in managing largescale funding programs.

maria@redi-fund.eu

Join the Movement

Support Roma-led businesses or become a funding partner.

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